Kilimanjaro Travel Insurance – Do I Need It?

Yes, travel insurance is mandatory for climbing Kilimanjaro. Due to the high altitude, remote location, and challenging conditions of a Kilimanjaro trek, having the right travel insurance is essential. All climbers must provide proof of insurance before starting their trek.

Why Travel Insurance is Essential

A trip to Kilimanjaro is a significant investment. The right insurance can help mitigate risks associated with:

• Unexpected Trip Cancellation: Coverage in case you need to cancel your trip unexpectedly.
• Trip Interruption: Protection for interruptions that may affect your travel plans.
• Missed Flight Connections: Assistance if you miss your connecting flights.
• Travel Delays: Compensation for delays that impact your journey.
• Lost Baggage: Coverage for lost or delayed luggage.
• Medical Emergencies: Coverage for injuries or illnesses, including emergency medical evacuation.

Specialized Coverage for Adventure Activities

Travel insurance for climbing Kilimanjaro must cover:

• Medical Expenses: Ensure it includes coverage for medical treatment abroad.
• Emergency Evacuation: Coverage for evacuation from high altitudes, including airlifting off the mountain if necessary.

Choosing the Right Insurance Policy

• Understand Coverage: Review what the insurance covers and excludes. Basic policies might only cover trip cancellations and lost baggage.
• High Altitude Trekking: Confirm that your policy specifically covers high-altitude trekking up to 6,000 meters.
• Clarify Policy Details: Explain to your insurance company that you are participating in high-altitude trekking, not technical mountaineering.

Recommended Insurance Providers

Global Rescue is a popular choice among climbers for its comprehensive coverage. They offer:

• High-Altitude Evacuation: Medical transport services for those traveling above 15,000 feet (4,600 meters).
• Field Rescue: Assistance from the point of illness or injury to the nearest medical facility.
• Emergency Contact: One number for emergencies: +1 617-459-4200.
• Medical Transport Home: Coverage for transport to your home hospital if hospitalized far from home.

Additional Considerations

• Supplemental Medical Evacuation Coverage: Consider a separate plan for medical evacuation in addition to your standard travel policy.
• Health Insurance Limitations: Standard health insurance often does not cover adventure activities abroad. Read the fine print of your health insurance policy to understand what is covered.
• Pre-existing Conditions: Disclose any pre-existing medical conditions to avoid voiding your policy.

Disclaimer: We are not insurance experts. Please review your insurance needs carefully and consult with an insurance advisor to ensure you have appropriate coverage for your Kilimanjaro adventure.